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Your MoneyCommentsPremiumToo hot to handle? Don’t hit the skids with private credit

The private credit market is booming, and just like a great performance car, it can be a worthwhile purchase. But it pays to keep your eyes on the road ahead.

Christian Golding

Your MoneyCommentsDo people really trust AI on financial decisions?

When it comes to investing and planning your financial future, are you more willing to trust a person or a computer? This isn’t a hypothetical question any more.

Gertjan Verdickt

Your MoneyPremiumSuper giant calls time on China’s glorious boom

China’s latest bout of stimulus may help stabilise the country’s property crisis but investors should position for the end of the economy’s boom years, says Australia’s largest superannuation fund. 

Amy Bainbridge

Bruining Q+ACommentsPremiumInherited the family home? Tax on sale comes down to timing

Q+A: Have you inherited the family home? You may want to cash in now and sell in a hot market, or hold on to it for a while. Be aware that timing is everything if you want to avoid a capital gains tax hit.

Nick Bruining

Your MoneyCommentsSeptember a super savings smash amid fears of Mid East war

Australian superannuation funds have enjoyed their strongest September quarter in more than a decade as financial markets rise through global turbulence. 

Neale Prior

Your MoneyCommentsPremiumNegative gearing not the Budget burden you think it is

Negative gearing is always a heated topic, even when it’s not the ultra-wealthy who benefit from it the most. Check out this example and you’ll see there’s clear financial benefits on both sides.

Raymond Pecotic

Bruining Q+ACommentsPremiumGot under $900k in a SMSF? It may be time to pull the plug

Q+A: Self-managed super funds offer flexibility but the cost burden to run them can be tough to swallow. If you’re paying an accountant $5500 and have less than $900k in there, it could be time to shut it down.

Nick Bruining

CrimePremiumVanguard hit with record fine over $1b 'ethical' fund

Vanguard has been hit with the largest fine imposed in Australia for greenwashing, as a court ordered it to pay $12.9 million for financial misconduct.

Duncan Murray

DebtmanCommentsPremiumWhere do investors turn now with rate cuts on the horizon?

DEBTMAN: The pressure is building. And markets are saying, with certainty, that rate cuts are coming. It’s time to start planning. What do you do with cash in a falling interest rate environment?

Bruce Brammall

Your MoneyCommentsPremiumHold or fold in a crash? You’re not asking right question

DEBTMAN: The thud a market makes when it violently crashes can cause tremors through to your bones. But the process for building wealth doesn’t have to involve making big bets on timing markets.

Bruce Brammall

PropertyCommentsPremiumOffice slump hits big super returns

Superannuation stars relegated to chorus line as office slump hits private property valuations, portfolio returns.

Neale Prior

Your MoneyCommentsPremiumBreeze to a storm: How to navigate market’s winds of change

Just like a jogger choosing their route for a morning run, navigating an investment path to limit the headwinds can make your journey a lot more enjoyable. 

Christian Golding

Personal FinanceCommentsPremiumIndex super starring as office plays flounder

Low-cost index options increasingly offered by superannuation managers are upstaging their traditional balanced fare.

Neale Prior

Your MoneyCommentsPremiumWhy you should (and shouldn’t) invest in a rental property

DEBTMAN: Perth property returns lead the nation at nearly 28 per cent. It’s enough to make a homebuyer watching their own home value surge want to become a landlord. But how much is luck versus skill?

Bruce Brammall

opinion
opinion
Your MoneyCommentsPremium
opinion
When being bad can be really good for your savings

The time is ripe for equal investment opportunity to be given to all those people who don’t think the world will be saved by wind farms, solar panels and electric cars. Here’s how it would work ...

Neale Prior

RetirementCommentsPremium$300m South West seniors village plans to combat loneliness

An Australia-first seniors village planned for the picturesque South West is set to encourage multi-generational living to help combat elder loneliness, marking a move away from traditional retirement estates.

Kim Macdonald

Your MoneyCommentsPremiumSuper pot nears $4 trillion as mega funds fuel growth

The continued growth in Australia’s super industry means that funds are increasingly investing beyond their own backyard, with almost half of their assets now located overseas. 

Amy Bainbridge

Your MoneyCommentsPremiumSeriously big savings for pensioners in deeming rate freeze

Income-tested Centrelink customers with money to invest have dodged a very nasty bullet and will benefit significantly from the 12-month extension to the deeming rate freeze. Here’s why …

Nick Bruining

PropertyCommentsPremiumInvested in Perth property? Do a Buffett to make it pay

Why a Warren Buffet approach to property investment is best, according to $1 billion property investor Damian Collins.

Kim Macdonald

PropertyCommentsPremiumMega property investor’s huge Perth house price prediction

A major property investor who presides over a $1 billion portfolio predicts Perth residential real estate prices will rise as much as 40 per cent over the next five years.

Kim Macdonald

Your MoneyCommentsPremiumHow much you can REALLY retire on & still live comfortably

A visit to afternoon TV reveals the ‘million-dollar retirement myth’ is still alive. The so-called experts fail to include a few key facts. Here’s exactly how much you’ll need in super for a decent retirement.

Nick Bruining

Your MoneyCommentsPremiumCashed-up seniors are at risk of losing coveted health card

A probable rise in Centrelink’s deeming rates could see well-off seniors with hefty super balances lose access to the coveted Commonwealth Seniors Health Card. But there's a hack to make sure you still qualify.

Nick Bruining

Your MoneyCommentsPremiumSmart or stupid? Should you use super to pay off your home?

DEBTMAN: Rising property prices and higher mortgages will mean that strategies involving using super to pay off the loan will probably become more prolific. But the numbers don’t always stack up.

Bruce Brammall

Your MoneyCommentsPremiumSuper rules change on July 1. Here’s what you need to know

The ATO has confirmed the 2024 superannuation thresholds will rise in line with predictions made in Your Money more than a month ago. Here’s everything you need to know and how to play the changes.

Nick Bruining